Make Payday
AnyDay™ for your People.
Almost 90% of employees would stay with a company if they could get their earned wages when they wanted 1. Keep employees motivated with a benefit proven to boost retention & positive financial outcomes.
(1 Earned Wage Access Preferences Survey. Commissioned by Visa and conducted by AYTM)
Thousands of companies pay their workers better with our instant pay solutions.
Thousands of businesses across North America benefit
from our instant pay solutions.
What is Earned Wage Access?
Popular with European and U.S. employers and now in Canada with AnyDay™, Earned Wage Access (EWA) offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday.
Why do workers value earned wage access?
Because making ends meet and living pay check to pay check has gotten harder for everybody. With AnyDay™ EWA, your people no longer have to:
Run up high interest credit cards
Use predatory payday loan providers
Pay unnecessary and hefty overdraft fees
Employers that offer Earned Wage Access
have more motivated and loyal workers.
Staff who feel taken care of with benefits that address their financial needs are proven to be more motivated and loyal.
81%
Employees prefer an employer with EWA*
86%
Better job performance and engagement with EWA**
72%
Decrease in employee turnover after offering EWA***
Retain more of your best people.
Hospitality has an annual turnover rate of 73.8%, with over 6% of staff leaving posts every month2
Even before the pandemic, employee turnover in the industry was high. In 2016, turnover was nearly 32%. By 2020, that figure had risen to just over 45%3
Manufacturing employers are fighting an extremely competitive war for talent. Within 5 years, the sector will be facing an estimated shortage of 2.5 million manufacturing employees4
The average turnover rate is 60.5% in 2022, meaning that more than 1 in 2 members of staff will leave a company within the year5. When comparing across other industries, retail turnover is a major challenge.
The hospitality sector has an annual turnover rate of 73.8%, with over 6% of staff leaving posts every month2
Even before the pandemic, employee turnover in the industry was high. In 2016, turnover was nearly 32%. By 2020, that figure had risen to just over 45%3
Manufacturing employers are fighting an extremely competitive war for talent. Within 5 years, the sector will be facing an estimated shortage of 2.5 million manufacturing employees4
The average turnover rate is 60.5% in 2022, meaning that more than 1 in 2 members of staff will leave a company within the year5. When comparing across other industries, retail turnover is a major challenge.
Meet worker,
Wendy
.webp){kind=icon}
Wendy is short $50 at the grocery store. Payday is next Friday and she doesn't want to rely on her high interest credit card.
Wendy uses AnyDay™ and accesses a portion of her earned pay.
Wendy instantly has $50 in her account to buy her groceries.
On payday, her pay check will be $50 less to reflect what she has used for groceries.
See how AnyDay™ can make a positive financial impact for your team.
Seamless payroll integration
No heavy lifting required with simple, plug and play integration with a variety of payroll software.
Easy setup for HR and payroll teams
Simple client onboarding
Customized employee activation strategy
AnyDay™ is the first vertically integrated Earned Wage Access program, powered by QRails. This means unparalleled speed, security and cost efficiencies that benefit both employers and their teams.
%201.svg){kind=icon}
Seamless payroll integration
Learn about our easy onboarding and implementation. No heavy lifting with the power of payroll integration.
Plug and play setup with minimal effort for HR and payroll teams
Simple client onboarding
Customized employee activation strategy
This program has been one of the aspects that have really been able to help us retain the team.
It definitely makes me want to work harder. That might sound weird, but it's because i have that money instantly. You know that's a really big thing for me.
.webp)
%201.svg){kind=icon}
Give your best workers a great reason to stay by making payday AnyDay™.
Got questions?
Earned Wage Access (EWA) offers a unique financial employee benefit by providing workers with on-demand access to earned but unpaid wages before payday. It’s popular in the E.U. and the U.S., and now with AnyDay™ this benefit is available in Canada.
AnyDay™ is a financial wellness benefit and Earned Wage Access program, powered by XTM Inc. It improves workers’ lives by giving them access to a portion of their earned pay when they need it.
AnyDay™ eliminates a large element of financial anxiety for workers, empowering them with financial tools that make a positive impact on their lives, morale and financial well-being.
AnyDay™ seamlessly integrates with variety of payroll software, making this a turnkey solution with no manual work needed by payroll or HR teams.
AnyDay™ is free for the employer and this benefit will not charge employees for accessing their earnings through AnyDay™ to pay for life's daily expenses via our prepaid debit card. Employees have the option to transfer their earned wages to an outside bank account, which will have a small transfer fee that applies. We recognize the importance of providing immediate access to earned wages and believe that reducing fees as much as possible helps improve the financial well-being of employees.
*This card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.